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Profitability & Financing

Decide now to make an investment that will pay off by reducing your operating costs immediately. Your liquidity will not be restricted through the potential use of state subsidies and our varied financing options!


Invest without liquidity losses

A CHP unit can pay off, even from the first month, depending on the property's heating requirements and the current energy costs. Energy costs reduce significantly as a result of the lower electricity costs, revenue from the feed-in tariff and the reimbursement of mineral oil and eco-taxes. We want to achieve the best possible results for our customers. In order to guarantee this, we can provide various finance options as set out below, all of which are solid and secure.


Leasing

Using this method the CHP unit is purchased and financed by a lessor and the lessee receives it for use against payment of an agreed leasing fee. The lessor remains the owner of the device.

As far as leasing is concerned we work with "Finanzierung und mobilien Leasing AG" and "VR Leasing" who will produce an individual offer for you tailored to your requirements:


Financing

CHP units may be funded via various financing programmes, e.g. via the KfW banking group or federal state programmes. Kreditanstalt für Wiederaufbau (KfW) grants low-cost loans with fixed terms and payment-free initial years. The best way is to discuss this with us. We are happy to support you in selecting the right financing programme.


Equity

Self-finance can be advantageous if you have enough capital available. This will provide you with the full income that you save each month by using a CHP unit.


Contracting

With contracting you do not finance your CHP unit yourself, rather it is financed by a contractor. The contractor takes over all of the tasks that must be completed – from planning and construction, through to regular maintenance and the delivery of primary and secondary energies. Such an approach relieves you of the work involved in the organisational implementation of energy-saving measures and the necessary investments.

You pay only a monthly amount for the heat and/or electricity provided. The envisaged payment period is agreed in advance. As the monthly amount is lower than the energy costs paid to date, you will save pure cash from the very first day of usage.

Contracting is frequently used by organisations in the public sector such as schools and nurseries, hospitals, industrial premises and residential buildings.

EnVersum, our partner for tailor-made advice and service packages relating to energy contracting, will be happy to provide an individual quotation for this.


Option 1: Leasing - protects your liquidity
Option 2: Finance - liqudity and profit
Option 3: Equity - full profit
Price of Cogenon CHP unit
39.130€ Price of Cogenon CHP unit 39.130€ Price of Cogenon CHP unit 39.130€
Installation costs
7.000€ Installation costs 7.000€ Installation costs 7.000€
Total investment volume
46.130€ Total investment volume 46.130€ Total investment volume 46.130€
One-off advance payment
10% One-off advance payment 30% Equity ratio
100%
One-off advance payment amount 4.613€ One-off advance payment amount 13.839€ Use of equity
46.130€
Leasing volume
41.517€ Finance volume
32.291€
Leasing factor
1,822% Interest rate per year 4,850%
Term in months
60 Term in months
120
Leasing rate per year
9.077€ Annuity per year
4.151€
Leasing rate per month
756€ Annuity per month
346€
Net savings per year* 15.093€ Net savings per year* 15.093€ Net savings per year* 15.093€
Net savings per month* 1.258€ Net savings per month* 1.258€ Net savings per month* 1.258€
Liquidity effect per year
6.016€ Liquidity effect per year 10.942€ Liquidity effect per year 15.093€
Liquidity effect per month
501€ Liquidity effect per month 912€ Liquidity effect per month 1.258€
(without individual tax effect)
(without individual tax effect)
(without individual tax effect)
Equity interest per year
130% Equity interest per year 79% Equity interest per year 33%




Repayment time in years 3,06

* Compared with the initial situation without CHP